The Rise Collective

How much could a short-term rental cut your tax bill?

Enter a purchase and your income. See an estimated year-one depreciation range from a cost segregation study, and what it could mean for your federal tax.

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Surge Tax, a Rise Collective company
Covers
Short-term rentals and boutique hotels
Tax law used
2026 federal, 100% bonus depreciation

Your scenario

Land is not depreciable. Your county assessment or appraisal gives the real split.
W-2, bonus, RSUs, and business income combined.
Usually 100+ hours on the property and more than anyone else. This decides whether the loss can offset W-2 income.
Leave blank for federal only. Many states do not follow federal bonus depreciation.

Your estimate will show

  • 01An estimated year-one depreciation range, split by building components, renovation, and furniture
  • 02An estimated federal tax reduction based on 2026 brackets and your income
  • 03The four conditions that have to be met to use the loss against W-2 income
  • 04A five-year depreciation schedule you can hand to your CPA